PM Suraksha Bima Yojana: Get Rs 2 Lakh Life Insurance for Just Rs 20 Annually
Pradhan Mantri Suraksha Bima Yojana is an accident insurance scheme of the Government of India.
PM Suraksha Bima Yojana
PM Suraksha Bima Yojana : Are you worried about the future of your family, Do you want to give them financial security?
If yes, then Pradhan Mantri Suraksha Bima Yojana (PMSBY) can be a great option for you.
In this government scheme, you have to pay a premium of only Rs 20 annually and in case of accident or death, your family gets insurance of up to Rs 2 lakh.
What is Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana is an accident insurance scheme of the Government of India.
This scheme is for those people between 18 to 70 years who have a savings account.
You do not need any medical examination to enrol in this scheme.
Benefits of the Scheme
Accidental death: If the insured dies in an accident, then ₹ 2 lakh is paid to his family.
Complete disability: If the insured becomes completely disabled due to an accident (loses vision in both eyes, or both hands and feet stop working, or vision in one eye and one hand or foot stops working), then he is paid ₹ 2 lakh.
Partial disability: If the insured becomes partially disabled due to an accident (loses vision in one eye, or one hand or foot stops working), then he is paid ₹ 1 lakh.
Low premium: In this scheme, you have to pay a premium of only ₹ 20 annually, which is deducted directly from your savings account.
Who can apply
Any Indian citizen between 18 and 70 years of age who has a savings account.
The savings account must be linked to the Aadhar card.
How to apply
You can apply for this scheme both offline and online.
Offline Application
Go to the bank where you have a savings account and get the PMSBY form.
Fill out the form and submit it.
The bank will deduct your annual premium of ₹20 from your savings account.
Online Application
Visit the official website of PMSBY https://jansuraksha.gov.in/.
Click on “New Member Registration”.
Fill in the required information and register.
Complete the online application by logging in.
Important Points to Remember
This scheme is a one-year insurance scheme. New enrollment is required every year.
The last date for depositing the premium is June 1.
For more information on the claim process, visit the scheme’s website.
Secure your and your family’s future
The Pradhan Mantri Suraksha Bima Yojana is an affordable insurance scheme that can provide financial security to you and your family.
Secure your future by enrolling in the scheme soon.
- By Harpreet
- 25 Oct 2024 2:14 PM IST